Inside Higher Ed. October 1, 2013. Proposals to alter federal financial aid programs to try to promote college completion could end up damaging postsecondary access, the U.S. Advisory Committee on Student Financial Assistance argues in a new report. The report, "Do No Harm," warns that several of the policies being discussed in think tank circles and among some members of Congress could diminish the representation in higher education of students from low-income families.